The objective of this seminar is to strengthen participants’ practical understanding of the AML/CFT framework and develop their ability to apply a risk-based approach in real-world professional situations. Through regulatory analysis and practical case studies, participants will learn to assess client risk, conduct effective customer due diligence, identify beneficial owners, evaluate PEP relationships and source of funds and wealth, recognise red flags and determine when further investigation, enhanced due diligence or escalation is required.

The aim of this seminar is to provide participants with a comprehensive and practical understanding of the evolving AML/CFT framework, bridging the gap between regulatory requirements and their application in everyday professional practice. It seeks to enhance participants’ confidence and professional judgement when assessing clients, identifying financial crime risks, recognising suspicious indicators and making informed decisions that protect both their organisation and the wider financial system.

It will also introduce participants to recent developments including the establishment and role of AMLA, screening, risk assessment and transaction monitoring.

This seminar is designed for professionals responsible for identifying and managing sanctions risks, conducting customer due diligence, screening customers and transactions, and overseeing regulatory compliance. It is particularly relevant to:

• Compliance Officers, AML Officers and Money Laundering Reporting Officers (MLROs).
• Professionals involved in client onboarding, KYC, customer screening and transaction monitoring.
• Risk managers, internal auditors and legal advisers.
• Accountants, external auditors, and corporate and fiduciary service providers.
• Banking, investment, payment services and other financial services professionals.
• Directors and senior managers responsible for compliance oversight and internal controls.
• Professionals working in international trade, shipping and businesses with cross-border exposure.

• Introduction to AML/CFT
• AML Legal and Regulatory Framework
• AMLA and the new EU AML package
• Risk-Based Approach & Client Risk Assessment
• Client Acceptance, KYC & CDD Procedures
• Enhanced Due Diligence, PEPs, SoF and SoW